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* small credit unions can't offer all the fancy featurs of a multinational (like automatic online bill pay or whatever).*

I'm with a credit union now and it offers bill pay (with lots of features). I don't know if it can be set to completely automatic since I like to check each bill prior to money leaving my account, but bills show up in my account for me to examine and I click pay. Takes about 30 seconds or so. Their service will also cut checks and mail them to people for things like rent or my current water utility that only accepts payments sent through the mail. This is included and has no additional charge. They also have great loan rates, and it's nice to deal with friendly local people.



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